DAMAGE CLAIMS TAMPA

RESIDENTIAL SMOKE

When smoke damage occurs, acting quickly to preserve your home and ensure you receive the compensation you deserve is vital. Our team of experienced public adjusters in Tampa specializes in smoke damage claims, ensuring that every part of your home, from walls to personal property, is fully assessed and reimbursed. Contact us today to start your smoke damage claim, and we’ll walk you through every step of the process!

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Has Smoke Damage Affected Your Home? Start Your Claim with a Trusted Tampa Adjuster Today!

How Our Smoke Damage Claim Process Works

Initial Consultation

The first step is reaching out to us for a free consultation. We’ll listen to your concerns and understand the specifics of the smoke damage you’ve experienced. Our team will provide an overview of the process and what you can expect at every stage.

Comprehensive Damage Assessment

Our expert adjusters will visit your home to evaluate the full extent of the smoke damage. This includes inspecting all affected areas, such as ceilings, walls, carpets, and furniture, and assessing damage to appliances or HVAC systems. There will also be an assessment of damages to certify everything is accounted for.

Claim Submission

Once we’ve documented the damages, we’ll help you prepare and submit your claim with all the necessary paperwork, including photos and videos, inventory lists, and repair estimates for a thorough filing with your insurance company.

Settlement Negotiation

We handle the negotiations with your insurance provider. Our goal is to ensure you get the maximum settlement for your repairs, cleaning, odor removal, and any losses of personal property. We stand up for your rights and advocate for the best possible outcome.

WHY CHOOSE

HARRELL ADJUSTING FOR YOUR SMOKE DAMAGE CLAIM IN TAMPA?

Experienced in Smoke Damage Claims

CaseOur team has years of experience handling insurance claims for smoke damage, allowing us to navigate the complexities of your policy and identify all compensable damages. We understand the details and nuances of smoke damage and its long-term effects on your home or business.

Advocacy for Maximum Settlements

We fight for the best possible settlement on your behalf. From cleaning costs to personal property damage, we leave no part of your claim overlooked.

Hassle-Free Claim Process

Dealing with the aftermath of smoke damage is stressful. That’s why we take care of everything – from documentation to communication with your insurance company. We make the claims process as seamless and stress-free as possible.

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Common Issues Covered by Smoke Damage Claims

Cleaning and Restoration

Smoke and soot can penetrate your home's surfaces, leaving persistent stains and odors. Our claims process includes covering the costs of professional cleaning services to restore your home to its pre-fire condition.

HVAC System Damage

Smoke can damage your heating, ventilation, and air conditioning (HVAC) system, compromising indoor air quality. We'll work to ensure that the costs of repairing or replacing your HVAC system are covered by your insurance.

Structural Repairs

Smoke damage can weaken the structural integrity of your home, affecting walls, ceilings, floors, and framing. We will see to it that all necessary structural repairs are covered by your insurance policy.

Mold Remediation

Smoke damage can create conditions conducive to mold growth, which can lead to serious health problems. We'll help you address any mold issues that arise and ensure they are covered by your insurance.

Personal Property Loss

Many household items, including clothing, furniture, electronics, and personal belongings, can be damaged or destroyed by smoke and soot. We help you document and claim the value of your losses.

Loss of Use

If your home becomes uninhabitable due to smoke damage, you may be eligible for additional compensation for temporary housing and living expenses.

What is a certified public adjuster in Florida?

A certified public adjuster in Florida is a licensed professional who advocates for policyholders (property owners like you) in insurance claims, ensuring fair settlements from the insurance companies. This is a common practice that increases your chances of favorable results from insurance claims for your home, property, business, or watercraft. Call Harrell Adjusting Services today to schedule a consultation.
Why hire a certified public adjuster in Florida?

Certified public adjusters navigate complex insurance processes, assess damages accurately, and negotiate with insurers to maximize your claim payout for residential, commercial, or boat claims.
How does a certified public adjuster differ from an insurance company adjuster?

Unlike insurance company adjusters, certified public adjusters like Harrell Adjusting Services, work exclusively for policyholders (you), prioritizing your interests to secure fair compensation.
Are the services of a certified public adjuster worth the investment?

Yes, hiring a certified public adjuster can significantly increase your claim payout, covering their fee and ensuring you receive the compensation you deserve. To schedule a consultation – call Harrell Adjusting Services today!
Can a certified public adjuster in Florida reopen a previously settled claim?

Yes, under certain circumstances, a certified public adjuster can reopen a claim if additional damages are discovered or if the initial settlement was insufficient.
Are there limitations on the types of insurance claims a certified public adjuster can handle in Florida?

Certified public adjusters in Florida can assist with a wide range of claims, including property damage, business interruption, and other related insurance disputes.
What are the negatives for using a public adjuster?

Harrell Adjusting Services are widely known as Florida's #1 Public Adjuster. With over $20 million in settlements for property owners – we works for you, to obtain the best case results from the insurance company. However, there are a few common pitfalls to avoid from hiring another public adjuster: Choosing The Right Adjuster: Other adjusters only handle major property damage claims. Don't allow the myths of public adjusting deter you from the fact that public adjusters are definitely necessary when dealing with expensive claims and catastrophic property damage. Harrell Adjusting will handle any claim, big or small. Percentage of Settlement: Everyone deserves payment for his or her services. That is how we make a living. However, the fact remains, the public adjuster you choose to hire to handle your insurance claim doesn’t get paid until you do. Public adjusters are paid a percentage of the claim settlement. The Process Can Take Time: Most of the time, insurance claims handled by a public adjuster are pretty cut and dry. We file the claim, we stay in constant communication with your insurance provider, and we get the policyholder a just settlement. The fact is, by letting a public adjuster handle your claim, things will move faster than if you handled it yourself.
What are the advantages of hiring a Public Adjuster?

Harrell Adjusting is widely known as Florida's #1 Public Adjuster. We've built this reputation through expert knowledge and transparency with all clients. Below is a list of a few benefits to consider before hiring a Public Adjuster: Certified Professional: We know everything there is to know about insurance, types of claims, how to negotiate better settlements, and every imaginable type of home and commercial property damage claim. Becoming one of us is not an easy thing to do. You Have An Advocate: Property damage is no picnic. Even if you have insurance that you know will cover your loss, there is going to be stress involved. Often times even heartache. If you have lost your home or business to fire, for example, or flooding, you are going to be devastated. Higher Chance Of A Higher Settlement: A report from the Florida OPPAGA, a legislative office of policy analysis, states that a public adjuster gets policyholders on average 747% more in their insurance settlement than if they had not used one. This is proof positive that by using a public adjuster you’re assured much more money for your insurance claim.
Can I hire an attorney to settle my property damage claim?

Public adjusters are experts in determining the total scope and value of property damage and business interruption losses. When a policyholder turns to an attorney to help settle a claim, it’s not uncommon for a public adjuster to be hired by the attorney for their expertise in these areas.
Why can’t I just use my insurance company's appointed Adjuster?

There is one key difference between a public adjuster and the adjuster provided by an insurance company: a public adjuster works on behalf of the policyholder to settle a claim for the maximum amount possible, while the insurance company’s adjuster works on behalf of the insurance company. The adjuster assigned to your claim by your insurance company will be looking out for the company’s best interests.