HOMEOWNER CLAIMS TAMPA

HURRICANE DAMAGE

If you’ve experienced hurricane damage, we’re here to help. At Harrell Adjusting, our team specializes in securing maximum compensation for your home’s repairs, temporary housing, and personal property. Reach out now for the assistance you need, and start your claim with Tampa’s top adjusters!

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Has Your Home Been Damaged by a Hurricane? File Your Claim with Tampa’s Leading Adjusters!

How the Hurricane Damage Claim Process Works

The first step is getting in touch. We’ll schedule a consultation to understand your unique situation and begin the claims process right away.

Damage Assessment

Our team of experts will assess and calculate damages to document the damage caused by the hurricane. We carefully assess your roof, structure, windows, and any other areas affected by the storm.

Claim Submission

After the inspection, we prepare a comprehensive claim that includes all necessary documentation—photos, repair estimates, and loss inventories—to submit to your insurance company.

Settlement Support

We help you navigate the complexities of negotiating with your insurer. Our goal is to ensure that you receive a fair settlement that covers repairs, temporary housing, and personal property losses.

WHY CHOOSE

HARRELL ADJUSTING FOR HURRICANE DAMAGE CLAIM?

Experienced in Hurricane Claims

Hurricanes are a fact of life in Florida, and dealing with the aftermath can be overwhelming. Our team brings years of hands-on experience dealing specifically with hurricane damage claims under Florida’s unique and often intricate insurance regulations. We have an in-depth understanding of state-specific policies, coverage loopholes, and the strategies insurers may use to minimize payouts. Our expertise ensures that your claim is prepared thoroughly, accurately, and in a way that maximizes your potential settlement.

Comprehensive Support

Filing a hurricane damage claim is a process that involves inspections, damage assessments, negotiations, and sometimes disputes with insurance companies. We provide comprehensive, start-to-finish support for your hurricane damage claim. From the moment you contact us, we take charge. We manage all communications with the insurance company, ensuring deadlines are met, forms are completed correctly, and any necessary follow-ups are handled on your behalf. Our goal is to relieve you of the administrative burden and stress that often accompanies the claims process, allowing you to focus on repairing your home and rebuilding your life.

Efficient Claims Process

We understand the urgency and time-sensitive nature of these claims. Our team of adjusters works diligently to fast-track your claim, ensuring that inspections, documentation, and negotiations happen without unnecessary delays. We help accelerate claim approval and disbursement, getting you the financial support you need sooner. We also prioritize clear, transparent communication, keeping you informed at every stage so you’re never left wondering about the status of your claim.

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Common Damages Covered by Hurricane Claims

Structural Damage

Strong winds and heavy rain can cause severe damage to your home's structure, including roof damage, broken windows, and foundation issues.

Water Damage

Flooding and water intrusion can lead to extensive water damage to your home's interior, affecting floors, walls, and personal belongings.

Wind Damage

High-speed winds can cause damage to siding, roofing, gutters, and other exterior elements of your home.

Debris Damage

Flying debris, such as tree branches and loose objects, can cause significant damage to your home and property.

Flood Damage

If your home is located in a flood-prone area, you may be eligible for coverage for flood damage, which can include water damage to your home's structure and contents.

Business Interruption

If your business is affected by a hurricane, you may be eligible for coverage for lost income and other business expenses.

Temporary Living Expenses

If your home becomes uninhabitable due to hurricane damage, your insurance may cover the cost of temporary housing and living expenses.

What is a certified public adjuster in Florida?

A certified public adjuster in Florida is a licensed professional who advocates for policyholders (property owners like you) in insurance claims, ensuring fair settlements from the insurance companies. This is a common practice that increases your chances of favorable results from insurance claims for your home, property, business, or watercraft. Call Harrell Adjusting Services today to schedule a consultation.
Why hire a certified public adjuster in Florida?

Certified public adjusters navigate complex insurance processes, assess damages accurately, and negotiate with insurers to maximize your claim payout for residential, commercial, or boat claims.
How does a certified public adjuster differ from an insurance company adjuster?

Unlike insurance company adjusters, certified public adjusters like Harrell Adjusting Services, work exclusively for policyholders (you), prioritizing your interests to secure fair compensation.
Are the services of a certified public adjuster worth the investment?

Yes, hiring a certified public adjuster can significantly increase your claim payout, covering their fee and ensuring you receive the compensation you deserve. To schedule a consultation – call Harrell Adjusting Services today!
Can a certified public adjuster in Florida reopen a previously settled claim?

Yes, under certain circumstances, a certified public adjuster can reopen a claim if additional damages are discovered or if the initial settlement was insufficient.
Are there limitations on the types of insurance claims a certified public adjuster can handle in Florida?

Certified public adjusters in Florida can assist with a wide range of claims, including property damage, business interruption, and other related insurance disputes.
What are the negatives for using a public adjuster?

Harrell Adjusting Services are widely known as Florida's #1 Public Adjuster. With over $20 million in settlements for property owners – we works for you, to obtain the best case results from the insurance company. However, there are a few common pitfalls to avoid from hiring another public adjuster: Choosing The Right Adjuster: Other adjusters only handle major property damage claims. Don't allow the myths of public adjusting deter you from the fact that public adjusters are definitely necessary when dealing with expensive claims and catastrophic property damage. Harrell Adjusting will handle any claim, big or small. Percentage of Settlement: Everyone deserves payment for his or her services. That is how we make a living. However, the fact remains, the public adjuster you choose to hire to handle your insurance claim doesn’t get paid until you do. Public adjusters are paid a percentage of the claim settlement. The Process Can Take Time: Most of the time, insurance claims handled by a public adjuster are pretty cut and dry. We file the claim, we stay in constant communication with your insurance provider, and we get the policyholder a just settlement. The fact is, by letting a public adjuster handle your claim, things will move faster than if you handled it yourself.
What are the advantages of hiring a Public Adjuster?

Harrell Adjusting is widely known as Florida's #1 Public Adjuster. We've built this reputation through expert knowledge and transparency with all clients. Below is a list of a few benefits to consider before hiring a Public Adjuster: Certified Professional: We know everything there is to know about insurance, types of claims, how to negotiate better settlements, and every imaginable type of home and commercial property damage claim. Becoming one of us is not an easy thing to do. You Have An Advocate: Property damage is no picnic. Even if you have insurance that you know will cover your loss, there is going to be stress involved. Often times even heartache. If you have lost your home or business to fire, for example, or flooding, you are going to be devastated. Higher Chance Of A Higher Settlement: A report from the Florida OPPAGA, a legislative office of policy analysis, states that a public adjuster gets policyholders on average 747% more in their insurance settlement than if they had not used one. This is proof positive that by using a public adjuster you’re assured much more money for your insurance claim.
Can I hire an attorney to settle my property damage claim?

Public adjusters are experts in determining the total scope and value of property damage and business interruption losses. When a policyholder turns to an attorney to help settle a claim, it’s not uncommon for a public adjuster to be hired by the attorney for their expertise in these areas.
Why can’t I just use my insurance company's appointed Adjuster?

There is one key difference between a public adjuster and the adjuster provided by an insurance company: a public adjuster works on behalf of the policyholder to settle a claim for the maximum amount possible, while the insurance company’s adjuster works on behalf of the insurance company. The adjuster assigned to your claim by your insurance company will be looking out for the company’s best interests.